Au Pair & Nanny Pay Guide

What live-in childcare costs in 2026 — minimum wage rules, typical market rates, and a gross-to-net estimate, all in one place.

What do au pairs & nannies expect to earn?

Au Pair
from £200–£300
net per week (live-in)
Junior Nanny
from £300
net per week (live-in)
Live-Out Nanny
from £18–£25
gross per hour
Part-Time Nanny
£23–£25
gross per hour (typical)

A guide to what most of our candidates are currently looking for. Weekly figures are an estimate based on a 25-hour week — expect more for longer hours. Pay must always meet at least the National Minimum Wage — check with the calculator below. Live-in pay expectations reflect that accommodation and meals are provided.

Au pair playing with children
Fair pay makes happy placements. The families with the longest, happiest placements are the ones who get pay right from day one. Bear in mind the legal minimum is exactly that — a minimum. The best candidates usually have several offers to choose from, and a competitive package is what wins them. Use the two steps below to check the legal floor, then see what your preferred rate really means in take-home pay and total cost.

1Check the legal minimum

Since April 2024, live-in au pairs and nannies are entitled to the National Minimum Wage. Where you provide free accommodation, the accommodation offset (£11.10/day from April 2026) is the only benefit that counts towards it.

Minimum Pay Calculator
Include all working time, incl. required "on duty" evenings.
Minimum wage for hours worked
Less accommodation offset (£11.10 × 7 days)
Minimum cash pay per week
Equivalent per month
Effective minimum cash rate per hour

2Estimate take-home pay & your total cost

Gross to Net Estimate (Tax Year 2026/27)
Usually required if the candidate is 22+ and earns over £10,000/year.
Gross pay (annual equivalent)
Income tax (standard 1257L code)
Employee National Insurance
Estimated net (take-home) pay
Net per week / per month
Employer National Insurance (payable by family)
Total annual cost to family

2026/27 tax thresholds at a glance

Why does the take-home figure look the way it does? These are the thresholds behind the calculation — useful context when agreeing a gross salary.

How Pay Is Taxed (England, Wales & NI)
Personal allowance — tax-freeFirst £12,570 / year (£242 / week)
Basic rate income tax — 20%£12,571 – £50,270 / year
Higher rate income tax — 40%Above £50,270 / year
Employee National Insurance — 8%£12,571 – £50,270 / year (2% above)
Employer National Insurance — 15%Above £5,000 / year (paid by the family)
Pension auto-enrolment triggerAge 22+ and earning over £10,000 / year
Registering as an employer with HMRCRequired for virtually every placement

You must register as an employer once you pay anyone over £96 a week — with minimum wage rules, every au pair or nanny placement crosses that line. Individual employers register with HMRC by phone rather than online; a payroll service such as Nannytax will handle registration for you.

In practice: an au pair earning under £242 a week pays no income tax or NI at all — their gross and net pay are the same. Above that, roughly 28p of each extra pound goes to tax and NI until £50,270. This is one reason we recommend agreeing salaries in gross — it fixes your cost, while net-pay promises leave you covering any tax changes.

Nanny caring for a child
We are fortunate to have a super au pair, and it's all gone swimmingly. I think the efforts you make to help the au pairs feel welcome and part of a larger au pair community are really important in making it work. We'll be in touch next year for a replacement!
Sarah — Host Mum in Surrey

Other costs to consider

Agency Placement Fee
Our one-off placement fee — e.g. £1,490 +VAT for a long-term au pair placement — averages out at around £124 +VAT per month over a 12-month stay. Please request a detailed fees breakdown from the agency for your service level.
Employer's Liability Insurance
A legal requirement when employing staff in your home. Often already included in home & contents insurance — check your policy and tell your insurer about your employee. If not covered, standalone policies cost around £100 per year.
Nannytax Subscription
An annual payroll subscription covers PAYE registration, payslips, HMRC filings and pension admin — remember your 20% discount with code SMARTCHILDCARE20.
Driving Insurance
If driving is part of the role, your au pair or nanny must be added to your car insurance — check the cost with your insurer before making an offer, especially for younger drivers.
Food & Household Costs
Live-in roles include meals and household bills — budget roughly £30–£50 per week for food as part of your true cost.
Travel Card
If travel is required as part of the job — school runs, activities or outings by public transport — the cost of a travel card or fares for working journeys is usually covered by the family.
Holiday, Sick & Maternity Pay
Employees are entitled to 5.6 weeks' paid holiday (pro-rata) plus statutory sick and maternity pay where applicable — holiday is within the salary, but cover may cost extra.
We work with NannyTax. We always recommend consulting the payroll professionals at Nannytax for exact payroll figures, PAYE registration and pension setup. As a Smart Au Pairs & Nannies family, use code SMARTCHILDCARE20 for 20% off.
Notes: Minimum wage rates apply from 1 April 2026 (NMW: £12.71 / £10.85 per hour; accommodation offset: £11.10 per day, £77.70 per week). The offset applies only where the employer provides the accommodation; meals, utilities and other benefits do not count towards minimum wage pay. If you charge rent, any amount above the offset reduces pay for minimum wage purposes. The gross-to-net estimate uses 2026/27 rates for England, Wales & Northern Ireland (personal allowance £12,570, tax code 1257L, employee NI 8%/2%, employer NI 15% above £5,000) and assumes no student loan or other deductions; Scottish tax bands differ. The optional pension estimate uses auto-enrolment minimums (employee 5%, employer 3% of qualifying earnings between £6,240 and £50,270). All figures on this page are estimates for general guidance only and do not constitute tax, legal or financial advice. While we aim to keep this page up to date, Smart Au Pairs & Nannies accepts no liability for any errors, omissions, or decisions made in reliance on these figures — always confirm exact amounts with a payroll professional or HMRC before agreeing pay. See gov.uk for full minimum wage rules.
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